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Are You Worried About Your Financial Future?

If so, you are not alone. Millions of Americans struggle with overwhelming debt, late payments and collectors calling them day after day. At Bours & Lucero, LLC, we understand that unexpected situations and events can throw your financial life into chaos. From the loss of a job to an accident or a sudden illness, circumstances beyond your control can destroy a credit rating you spent a lifetime creating. When it comes to restoring your financial health, bankruptcy is often the best way to resolve your debts and move forward.

Some people fear that filing bankruptcy means limiting their options for the future. One of the most common concerns we hear from our clients is that they will never get credit again. The reality is that bankruptcy is an opportunity to get a fresh start, not an admission of defeat. Many of our past bankruptcy clients have gone on to purchase homes, start new businesses and lead very successful lives.

We Are Here To Help

Living in debt can mean living in fear, but there are steps you can take to build a life free from constant worry. Choosing to file for bankruptcy is not an easy decision, but it is often the best decision. If you file for bankruptcy, it allows us to put a stop to the constant telephone calls, creditor harassment, repossession actions and threats of foreclosure. Our goal is to help you find a lasting, positive path toward debt relief.

Deciding To File For Chapter 7 Or Chapter 13 Bankruptcy

Bankruptcy law was designed to help people facing insurmountable debt to get a fresh start. However, many people who could benefit from protections that bankruptcy provides avoid filing because of the potential social stigma. They fear that others will view them as irresponsible or unethical for being in this position. The reality is that filing for bankruptcy can sometimes be the most responsible decision to make.

You Have Debt Relief Options

When it comes to debt relief, there is not a one-size-fits-all solution. If you feel that you have exhausted all your other options, it may be time to consider bankruptcy. At Bours & Lucero, LLC, we help individuals with Chapter 7 and Chapter 13 bankruptcy filings. Our attorneys take the time to closely review your financial situation and help you understand if one of these forms of bankruptcy is right for you.

If You Are Considering Bankruptcy, Contact Bours & Lucero, LLC

To schedule a consultation to discuss bankruptcy filing options, call Bours & Lucero, LLC, at 240-428-0933 or fill out our online contact form. We will evaluate your situation and explain your options.